Insurance
Commercial Auto

Commercial Auto

Your work vehicles protected on every delivery

Whether it’s a delivery van, a construction pickup truck, a company car, a taxi, or a limousine: if a vehicle is used for your business, it needs commercial auto insurance. Personal auto insurance does not cover accidents that occur while working, and a single claim could jeopardize your entire business.

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Coverages

Required coverages vary by state.

Covers medical and funeral expenses, as well as legal defense costs, if you or an employee injures someone in an accident.
Covers medical expenses and lost wages for the driver and passengers, regardless of who caused the accident.
Covers damage you or your team causes to other people’s vehicles or property.
Protects your driver if they’re injured by an uninsured or a hit-and-run driver.
Covers the difference when the at-fault driver’s insurance limits aren’t enough to cover the damages.
Covers damage to company vehicles resulting from a collision.
Covers theft, vandalism, storm damage, and other covered losses not caused by a collision.
Pays medical and funeral expenses for the driver and passengers.
Protects your business against liability claims when employees use personal or rented vehicles for work.
Helps pay for a temporary replacement vehicle while yours is being repaired, as well as towing and roadside assistance.
Specific protection for businesses that load and unload goods.

See where the risk lies

Choose an insurance, explore the scene, and click on the highlighted points. Each point reveals a real-world risk factor and the coverage that addresses it.

01
Choose the insurance

Use the list to switch scenes.

02
Click on the numbers

Hotspots mark risk situations.

03
Read the coverage

Risk and solution side by side.

    How it works

    From quote to policy in three steps
    01
    Tell us about your situation

    What you want to protect, who needs coverage, and your history.

    02
    We compare insurers

    We show prices and coverages side by side, and explain the differences.

    03
    You end with an active policy.

    We handle the paperwork, and you receive the documents via email.

    FAQ

    Yes. Personal auto insurance usually does not cover accidents that occur during business use. This also applies when an employee uses their own car to pick up supplies or drive a customer. Without the right coverage, your business may be exposed.
    Company cars, cargo vans, pickup trucks, SUVs, taxis, limousines, and buses. Heavy trucks and certain fleets require specialized coverage.
    According to the U.S. Department of Transportation, drivers were distracted by other activities in 71% of crashes involving commercial vehicles.
    We’ll ask how many vehicles you have, how they’re used (for transporting people, goods, food, or hazardous materials), how many miles they travel each year, how many drivers you have, and their experience. This helps us prepare an accurate quote and look for discounts.
    Yes. We’ll review your current policy and let you know if we find you a better deal.
    Licensed

    We know the requirements of each state we operate.

    Independent

    We get quotes from various insurance companies and compare them for you.

    In your language

    Support from the initial contact through to renewal.

    Other products

    • Commercial

    Business Owner Policy (BOP)

    Essential business protection all in one package
    • Commercial

    Commercial Property Package (CPP)

    Tailored protection for growing businesses.
    • Commercial

    General Liability

    Protect your business when the unexpected affects someone else
    • Commercial

    Workers’ Compensation

    When your team is protected, your business is too

    Find out how much your insurance costs

    Free quote, no obligation, with a response within 1 business day.

    Get a free quote
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