Insurance
Commercial Property Package (CPP)

Commercial Property Package (CPP)

Tailored protection for growing businesses.

As your company grows, your insurance needs to keep pace. The Commercial Package Policy (CPP) is a solution built piece by piece for your business: you select the right coverages and limits for your property, assets, operations, and civil liability, all within a single policy. It is ideal for larger companies with specific risks, as well as owners of commercial real estate. We’ll put it together with you in plain language.

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Coverages

Required coverages vary by state.

Protects your building, machinery, furniture, inventory, and equipment against fire, theft, vandalism, storms, and other covered events.
Protects your business if a customer, visitor, or another person is injured or their property is damaged because of your business. Covers damages and legal defense costs.
If a covered event interrupts your operations, this coverage replaces lost income and pays extra costs to reopen sooner, such as renting a temporary space.
Protects new construction, additions, and renovations in progress against damage, fire, and theft of materials during construction.
For businesses in commercial condominium units. Covers your unit and the portion of the common areas for which you are responsible.
For owners of rented commercial or residential properties. Replaces rental income lost while the property is being repaired after a covered loss.
Covers certain additional costs to rebuild according to current building codes, which can be especially important for older buildings.
Covers repairs to boilers, compressors, electrical systems, and machinery that fail due to mechanical or electrical breakdown.
Protects equipment, tools, and goods away from your business, such as at job sites, during deliveries, or at events.
Protects against theft, fraud, and the misappropriation of money or property, including by employees.

See where the risk lies

Choose an insurance, explore the scene, and click on the highlighted points. Each point reveals a real-world risk factor and the coverage that addresses it.

01
Choose the insurance

Use the list to switch scenes.

02
Click on the numbers

Hotspots mark risk situations.

03
Read the coverage

Risk and solution side by side.

    How it works

    From quote to policy in three steps
    01
    Tell us about your situation

    What you want to protect, who needs coverage, and your history.

    02
    We compare insurers

    We show prices and coverages side by side, and explain the differences.

    03
    You end with an active policy.

    We handle the paperwork, and you receive the documents via email.

    FAQ

    A BOP is an all-in-one package with standard coverage for small businesses. A CPP is built piece by piece, allowing you to choose each coverage and limit for greater flexibility, especially for larger businesses or those with specific risks.
    Businesses that have outgrown BOP eligibility, companies with more complex risks such as manufacturers, contractors, or restaurants with significant alcohol sales, and owners of commercial or rental apartment buildings. If your business doesn’t fit a BOP, a CPP is the way.
    Yes. A CPP can protect the property and your liability as the owner. Loss of Rents coverage can also replace rental income if the building needs repairs after a covered loss.
    Only if you add Builder’s Risk coverage. It protects your investment while construction is underway, which a standard policy may not cover.
    No. Employee injuries are covered by Workers’ Compensation, and company vehicles need Commercial Auto Insurance. We can help you put together a complete protection plan.
    It can be, because it’s customized. In return, you can choose the coverage you actually need instead of paying for unnecessary options or leaving gaps. We compare insurers to find the best option for your business.
    Contact us by email, phone, or WhatsApp, or schedule a meeting. We’ll compare your current coverage with options from multiple insurers and send you the best matches.
    Licensed

    We know the requirements of each state we operate.

    Independent

    We get quotes from various insurance companies and compare them for you.

    In your language

    Support from the initial contact through to renewal.

    Other products

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    Commercial Auto

    Your work vehicles protected on every delivery
    • Commercial

    Workers’ Compensation

    When your team is protected, your business is too
    • Commercial

    Business Owner Policy (BOP)

    Essential business protection all in one package
    • Commercial

    General Liability

    Protect your business when the unexpected affects someone else

    Find out how much your insurance costs

    Free quote, no obligation, with a response within 1 business day.

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