About Lumio

Why is Lumio right for you?

Because we were created so that you could have someone by your side who understands your reality and knows the rules of the game.

We are an independent, trilingual insurance agency. We translate the world of insurance to make your life easier: we stay with you from the first contact to renewal.

You built it. We protect it.

Our way

How does Lumio take care of you?

Those who have chosen to start over deserve the peace of mind to move forward. Our job is to transform the complexity of insurance into simple, clear protection tailored to your reality.
01

In your language

Service in English, Portuguese, or Spanish, from start to finish. No translators, no intermediaries, no misunderstandings.

02

We understand you

Our team lives the immigrant experience. We understand your background, your family, your business, and the questions that arise when starting life in the U.S.

03

Unbiased advice

Because we are independent, we get quotes from many insurance companies and recommend the best option for you, not for the insurance company.

04

Technology that makes things easier

Quick quotes, personalized service, and digital signatures. Less paperwork, less waiting.

05

From start to finish

We are with you during the initial purchase, claims, and renewals. You are never on your own when dealing with the insurance company.

Your journey with Lumio

By your side at every step.

The same care during the initial contact and when it’s time to renew. Always in your language.
1
Step 1

The first “Hello”

Via WhatsApp, phone call, email, website, form, or in-store.

2
Step 2

The quote

We compare several insurance companies and explain each option.

3
Step 3

Getting covered

Digital signature.

4
Step 4

Ongoing support

Certificates, changes, and answers to your questions whenever you need them.

5
Step 5

Renewal

We review your protection for the upcoming cycle.

Who we are

What drives us

01

Mission

To make life easier for those who chose to start over. Every policy, every interaction, and every explanation in the client’s language is a step toward turning red tape into peace of mind.

02

Vision

To be the leading insurance reference for the Latino community: the brand that turns red tape into trust, with technical expertise and service in each client’s language and at their pace, making everyone feel at home.

03

Purpose

We exist so that every Latino in the United States has someone by their side who understands their reality and knows the rules of the game. Expert protection, in your language.

Why independent

Whose side are we on?

An agency tied to a single insurance company offers what that company has. Lumio finds what you need.
Comparison
Carrier options
Recommendation
Language
After signing
Traditional agency

One carrier

Carrier options

Only one

Recommendation

The house product

Language

Not always your language

After signing

No follow-up guaranteed

Lumio

Independent

Carrier options

Many partners

Recommendation

No favorites

Language

English, Portuguese, or Spanish

After signing

Ongoing support until renewal

Who we are

Our values

01

People first

We value people and the relationships we build with each client.

02

Honesty and simplicity

We honor our commitments and speak the truth clearly and without any fine print.

03

Lasting protection

We build long-term relationships through consistent work year after year.

Our reach

Lumio by the numbers

languages
0

English, Portuguese, and Spanish

partner insurers
+ 0

to compare the best option

states served
0

Massachusetts, Connecticut, Rhode Island, and New Hampshire

Testimonials

People who found a solution with Lumio

Customers who decided on their own insurance, understanding every coverage, in plain language.

Ready to protect what you’ve built?

Speak with us and discover the right insurance for you, your family, or your business.

Personalized service in English, Portuguese, or Spanish.

Let's Talk